The bank continues to focus on growing the share of granular retail deposits in the overall deposit mix, with deposits below Rs 3 crore constituting approximately 49.8% of the overall deposits of the bank as of 31 March 2025. The CASA rose by 4% to Rs 37,884 crore as of 31 March 2025, compared to Rs 36,448 crore recorded as of 31 March 2024. The CASA ratio decreased to 34.1% as of 31 March 2025, compared to 35.2% reported during the same period a year ago. Liquidity coverage ratio (LCR) stood at 133% as of 31 March 2025, compared to 140% as of 31 March 2024. The bank's gross advances increased by 11% to Rs 94,973 crore as of 31 March 2025, compared to Rs 85,639 crore recorded as of 31 March 2024. RBL Bank said that retail advances grew 15% YoY while wholesale advances grew 5% YoY for the quarter ended 31 March 2025. Within wholesale, commercial banking advances grew 28% YoY. Within retail, secured retail advances grew 41% YoY. The mix of retail and wholesale advances was approximately 61:39. RBL Bank is one of India's leading private sector banks with an expanding presence across the country. The bank offers specialized services under five business verticals, namely: corporate & institutional banking, commercial banking, branch & business banking, retail assets, and treasury and financial markets operations. The private lender's standalone net profit tumbled 86% to Rs 32.63 crore in Q3 FY25 as against Rs 233.09 crore posted in Q3 FY24. However, total income increased 16.14% year on year (YoY) to Rs 4,609.66 crore in the quarter ended 31 December 2024. Shares of RBL Bank rose 0.06% to Rs 175.60 on the BSE. Powered by Capital Market - Live News |